“Some People look for a beautiful place. Others make a beautiful place.” – Hazrat Inayat Khan
Home improvement projects can be expensive, which isn’t news to most homeowners. The good news is that there is help available. Home renovation assistance programs that offer advice and financial assistance to encourage home renovation and repair are valuable tools. They help homeowners maintain and improve their homes and surrounding neighborhoods. If you’re planning a home renovation, or your older home needs some TLC, these helpful programs are a great place to start!
Heritage Home Program
The Heritage Home Program is a regional program created by the Cleveland Restoration Society in 1992 to connect homeowners in Cuyahoga and Lucas counties with technical resources and loans for home repair and maintenance.
Program participants receive home improvement project guidance, information on reputable contractors, advice on energy efficiency, and more to ensure that home renovation projects are done properly to increase home values without breaking the bank. Financial assistance is also available for qualified homeowners through low-interest loans.
A house must be more than 50 years-old and be located in one of the program’s participating areas to qualify for the Heritage Home Program. Click HERE for a complete list of participating cities, a technical assistance request form and a loan application.
NHS Home Repair Loan Program
Neighborhood Housing Services (NHS) of Greater Cleveland’s goal is to provide families the education and the means to own a house in a neighborhood suitable to raise a family. The NHS Home Repair Loan Program connects lenders with homeowners who are not eligible for traditional loan methods to repair or update their home.
NHS’s lending products are very accessible and affordable home repair loan products. Loans can be used for a new roof, windows, insulation, or any other worthy energy efficient projects. Along with financial backing, NHS also provides help finding suitable contractors to perform the work, a project plan for guidance, and project estimates. Find out more information about the NHS Home Repair Loan Program HERE.
Four Component (4COM) Home Repair Loan Program
Cuyahoga County’s Four Component (4COM) Home Repair Loan enables eligible low-and-moderate income homeowners in eligible Cuyahoga County communities to make repairs or replacements to the following four components of a home: Roof, Electrical, Plumbing, and HVAC/Furnace. Click HERE for more information and eligibility requirements.
Housing Enhancement Loan Program (HELP)
The Home Enhancement Loan Program (HELP) allows Cuyahoga County homeowners to borrow money for home repair or remodeling projects. HELP has no restrictions on a borrower’s income and few limitations on what improvements can be made to a property. Find out more about the HELP program HERE.